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I/We further understand that the interest applicable on the renewal will be at the applicable ruling rates on the date of maturity and the renewal will be noted on the deposit receipt on my/our presenting the same on the maturity date or later for renewal/payment.

I/We agree that if the premature withdrawal is permitted at my/our request, the payment of interest on the deposit on the deposit receipt on my/our presenting the same on the maturity or later for renewal/payment.

I/We agree that interest on overdue term deposits, minimum period of deposit in case of renewal of overdue deposits, premature withdrawal of renewed overdue deposits shall be governed by prevailing guidelines of the Bank in this regard.

INSTRUCTIONS (Please tick (√) as applicable)

1. The account I/we propose to open is introduced by _______________whose letter is enclosed.
2. I/we already hold Account No. ___________ in Punjab National Bank Branch______________ and introduction is not required
3. A set of specimen signatures on separate sheet duly authenticated by a Bank/Indian Embassy/Notary Public/Person known to your bank is also attached for your necessary record. (Not required in case account is already held with Bank and particulars are stated above).

Affix
Photograph

___________________
Signature(1st Applicant)

___________________
Signature(2nd Applicant)

___________________
Signature (3rd Applicant)

Date:

Place:

Name: ________________

_______________

Specimen Signature:______________

_______________

___________________________________________________________________

For Bank's use

Account opened & Signatures of
Applicant/Introducer attested/Verified